Last updated: [Insert date]
By accessing or using this website, you agree to these Terms of Service. If you do not agree, please do not use the site.
About Us
Go Heavy Financial is an independent insurance agency. [Insert legal entity name, state of formation and insurance licence number(s).] We are licensed to transact insurance in the states listed at [insert location]. Licensing requirements vary by state and by product.
Informational Purposes Only
All content on this website is provided for general informational purposes. It is not an offer to sell or a solicitation to buy any insurance product, and it does not constitute financial, tax, legal or investment advice. Nothing on this site creates an agent-client relationship or binds any coverage.
No Guarantee of Coverage
Submitting a form or speaking with us does not create, bind, alter or continue any insurance coverage. Coverage begins only when an application has been approved by the insurer, the policy has been issued, and all conditions of the policy have been satisfied. Product availability, features, riders, pricing and underwriting standards vary by carrier and by state and are subject to change.
Policy Terms Control
Any description of a product on this site is a general summary. The actual terms, conditions, exclusions and limitations are governed solely by the issued policy or contract. In the event of any conflict, the policy controls.
Guarantees
Any guarantees associated with insurance or annuity products are backed by the claims-paying ability of the issuing insurance company. They are not backed by Go Heavy Financial, and are not FDIC insured or bank guaranteed.
Illustrations and Projections
Any illustration, projection or hypothetical value shown is non-guaranteed unless expressly stated otherwise, is based on assumptions that may not reflect actual results, and should be reviewed together with the guaranteed values in the relevant carrier illustration.
Accuracy of Information
We aim to keep this site accurate and current, but make no warranty that content is complete, error-free or up to date. Content may be changed or removed at any time without notice.
Your Responsibilities
- Provide accurate and complete information in any enquiry or application
- Use this site lawfully and not attempt to disrupt or gain unauthorised access to it
- Not copy, reproduce or redistribute site content without written permission
Third-Party Links
Links to third-party websites are provided for convenience. We do not control or endorse their content and are not responsible for their practices.
Intellectual Property
All content on this site, including text, graphics, logos and layout, is the property of Go Heavy Financial or its licensors and is protected by applicable intellectual property law.
Limitation of Liability
To the fullest extent permitted by law, Go Heavy Financial shall not be liable for any indirect, incidental, consequential or punitive damages arising from your use of, or inability to use, this website or any content on it.
Governing Law
These terms are governed by the laws of the State of California, without regard to its conflict of law provisions. [Insert venue and dispute resolution provisions as advised by counsel.]
Changes to These Terms
We may revise these terms at any time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.
Contact
Go Heavy Financial
[Insert full business address], Irvine, CA [ZIP]
Email: [email protected]
Phone: 323-517-8180